MFS Advisors believe portfolio management is far more than just buying funds and hoping they do well. Our role is to help our clients meet their financial objectives through detailed planning and creating a financial roadmap that often incorporates professional money management and insurance to achieve a desired outcome. 

We leverage the resources from top global investment managers to help construct core portfolios that adapt to changing market conditions and leverage low-cost, tax-efficient ETFs to help minimize portfolio expenses. This approach allows us to offer institutional money management at an exceptionally low cost and allows us to spend more time with our clients' planning for retirement and providing exceptional service. 

Since our clients have unique financial situations, beliefs and objectives, we offer a variety of investment strategies: Tactical, Dividend Plus, ESG (Environmental, Social & Governance), Passive, Tax-Efficient and Income Portfolios. 

We welcome the opportunity to help you determine which investment strategies are best suited for you.

Low fees and good performance are always important when choosing an advisor, but there are other factors to consider.

Process. We use a 10-Step Process with our clients that evaluates their unique financial situation in order to create a financial roadmap and investment strategy. For example, how you pay for higher education expenses, mortgages, major capital purchases, or pay down debt all influence how you should invest your money.

Ongoing Advice. Our clients can schedule a meeting at any time to discuss any financial topic. We also proactively schedule financial reviews to update our clients’ financial picture, run updated retirement or distribution reports, discuss tax reduction strategies and address any other issues.  These meetings are at no additional cost.

Investment Options. Retirement plans have a limited number of funds from which to choose. When you roll over your 401(k), 403(b) or TSP, you will have more investment options. In addition to our proprietary management, we offer access to dozens of professionally managed portfolios from top institutional companies such as BlackRock, Fidelity, JP Morgan, Wisdom Tree and Vanguard. Whether you prefer an active or passive approach, we offer a wide variety of investment strategies that will be aligned with your investment philosophy and values.

Tax Efficiency. Your rate of return is not the rate of return on your statement. It is the rate of return on your statement MINUS the taxes you pay.

Minimizing taxes should always be a consideration in both the accumulation and distribution phases. We help you find the most tax efficient strategy in nonqualified (taxable) accounts, and we help you minimize the risk of future tax increases when you take money out of your qualified accounts. Remember that performance reports only reflect pre-tax investment returns, not net after-tax investment returns.

Please note Musgrave Financial Solutions does not provide tax advice, it's always recommended that you consult with a tax professional regarding your specific situation.